• Aetna
• Amerihealth
• Beechstreet PPO
• Cigna
• Consumer Health Network (CHN) PPO
• Coventry Healthcare
• Devon Health Services (PPO)
• Ethix PPO
• First Health PPO
• GEHA PPO
• Greatwest Healthcare
• Healthcare Payors Coalition (PPO)
• Healthnet
• Health Network America (PPO)
• Horizon Blue Cross/Blue Shield
• Horizon Blue Select
• Horizon Direct Access
• Horizon HMO, POS, PPO
• Humana Choicecare PPO
• Medicare
• Multiplan PPO
• National Preferred Provider Network
• One Health Plan
• Operating Engineers
• Oxford
• PPO Next
• Private Healthcare Systems (PHCS) PPO
• Qualcare (PPO Only)
• United Health Care
• Wellchoice

BILLING POLICIES

Insurance Coverage
Please bring your current insurance card with you for every visit. Insurance coverage will be verified at every visit. As insurance policies often change or companies merge, we must have up-to-date information. Please verify that our office is participating with your insurance plan by contacting your insurance directly or speaking to an account representative in our Business Office.

Referrals
In order to see a specialist, many managed care plans require a referral from your primary care physician. It is your responsibility to obtain this referral prior to your visit. If a referral has not been approved by your insurance plan, your insurance may not pay for the visit. Without prior approval, you may be responsible for the charges associated with the visit.

Co-Payments
Many plans require patients to pay a co-payment for each visit. Co-payments are due when services are rendered.

Statements
Statements are sent out on a monthly basis and payment is due upon receipt. For your convenience we offer the option of payment by credit card or you may mail your payment directly to our office. Questions regarding your statement can be addressed at the time of your visit or by telephone to (973) 455-1901.

Medical Records and HIPAA Privacy Rules
All requests for medical records must be received in writing at least 1 week in advance.  You will be notified by phone when the records are available to be picked up.

Our office maintains medical records confidentiality in compliance with Federal HIPAA rules and regulations.

X-Ray Billing
You will receive a bill from an outside radiologist for the reading of your chest x-ray.